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Pensions guidance for NHS professionals
Golding Smith & Partners are experts in providing advice to NHS doctors and other professional staff on their membership of the NHS Pension Scheme, and we work closely with one of the largest chartered financial planning firms in the United Kingdom.
We offer a wide range of services to NHS staff including:
Standard review
A comprehensive review of your NHS Pension and any accompanying personal pension or AVC arrangements. We can also include other defined benefit arrangements in the review, if applicable.
The report, typically, 20-30 pages long and tailored to your individual requirements, includes (where relevant):
When you sign up to this service, we issue you with an engagement letter which you should sign and send to us with copies of the relevant documents that we request.
Detailed analysis of strategies
We offer detailed assessments of short-term opt-out strategies and the proposed pension flexibilities. These assessments allow for any employer pension contributions paid to you. Key features include:
Use of NHS Scheme Pays
We can assist you with NHS Scheme Pays applications, including, where relevant, making backdated applications to cover undisclosed tax liabilities for prior years.
Backdated pay issues
We can work out the impact on your pensions savings tax liabilities of backdated pay and liaise with your employer (e.g. your NHS Trust) to ensure that NHS Pensions are informed.
Pension sharing in divorce
We can provide expert reports in pension sharing cases.
Most services to NHS staff are provided at a fixed cost which we confirm at outset.
© Golding Smith & Partners Limited 2024
An independent actuarial consultancy founded in 2002
GOLDING SMITH & PARTNERS
Actuaries and consultants